Tuesday, 13 January 2015

I need to find a way to save money

How does a person save money?  It seems all I do is spend it.  Between Christmas and going out for NYE etc I am skint, and I don't get paid for another fortnight!

I'm trying to spend as little as possible, I have avoided the sales, but I'm still watching my bank account details going down and down.

I can only keep going, trying every month to save a little bit more, and hopefully next year I won't feel so behind in my savings.

I want to be able to have 3 or 4 months worth of money saved for "just in case".

I already have a holiday fund started.

So its another account I need to set up for emergency.

Every little counts, and if I can even put in £50 a month minimum standing order, with any additional money left at end of month put into the acct I think it will soon build up. 

How do you save?

Do you have any emergency fund?

Wednesday, 7 January 2015

OUCH

I have been hitting it hard at the gym.  I have been four days out of the last five.  I am sore.

My legs hurt in places I didn't even know there were muscles.

My shoulders hurt.

My tummy hurts.

And I am complaining a lot.

HOWEVER I will be there again tomoro.

And on Saturday I am doing 2 hours in a charity spinathon to raise money for Women's Aid.

My resolution is to work harder (and smarter) at the gym this year.

That and I want to get a 50,000 MEPs T shirt.

Are any of you using Myzone?  Do you have a belt?

I love mine.  It records my heart rate, tells me which zone I am in and gives me points as to how hard i worked out.  It rewards effort and not fitness.  Each person's belt is fitted to them, and to their fitness level.

I have 20,000 or so MEPs so far (I started in May 2014) and I want to have 50,000 by the end of the summer.  I WANT MY T SHIRT.

Its one of those "I earned it" T shirts, like an Insanity T shirt.  I can't buy one, I only get it if I earn it.

Well I will!

I hope.

What are you doing?

Friday, 2 January 2015

Serendipity

I just had a luvly conversation with a gentleman in work, an ordinary conversation about his next appointment, and the conversation got round to other topics (as it sometimes does) and we started discussing reading and special needs children.

It seems he does some volunteer work in America with a young lad with special needs, and I have done some reading with children in the past too.

I was able to put him in touch with the organisation I went through before and hopefully they will be able to give him some more help and advice.

Ended the conversation with a big smile on my face.

Count your blessings, make the most of every opportunity and remember to smile

People can hear the smile in your voice when you talk to them on the phone.

You never know where a conversation can end up.